# Spend To Earn

<figure><img src="/files/1zMn3EZndWYDnLkLtqd9" alt=""><figcaption></figcaption></figure>

Earn unlimited coin rewards by spending with a Visa card in just 3 simple steps:

{% stepper %}
{% step %}

### Link a Visa card only once

Enter the card number only. No date and CVV needed
{% endstep %}

{% step %}

### Select a merchant

Open mini app and activate a merchant deal
{% endstep %}

{% step %}

### Make payment with the linked card

Pay and earn coin rewards instantly
{% endstep %}
{% endstepper %}

{% hint style="info" %}
Transactions are recorded instantly and reconciled within 7 days before rewards are added to your account.
{% endhint %}

### Why isn't my payment transaction recorded?

SpendX uses transaction data from Visanet to verify payments. If your transaction is not recorded, it may be due to one of the following reasons:

1. Payment was made at a merchant with an MCC (Merchant Category Code) not on the supported list. You can view the list of supported MCCs [here](/spend-to-earn/mcc.md).
2. The transaction was either not recorded or delayed because the merchant used a POS terminal from the same bank that issued your Visa card. In this case, the bank may not send transaction data to Visanet (or may send it with a delay of up to 15 days).

For further support, please [contact us](/contact-support.md).


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